Category: Establish and Rebuild Credit
How to Remove Bankruptcy from Your Credit Report
July 7th, 2009, No Comments
If you’ve had to file for bankruptcy, you know the detrimental effect it has had on your credit score. Even if it is a recent development for you, you’re probably already wondering how you can have it removed from your credit report. Bankruptcy Can Be Reported for 10 Years You should know that most negative [...]
How to Establish Good Credit from the Start
June 13th, 2009, No Comments
When you’re just beginning to establish a credit history, it’s important to create good habits right away. The sooner you fall into positive habits, the easier it will be to manage your debt in the future. It may seem like it’s going to take forever to build credit, but a decent history can be set [...]
I Have a 500 Credit Score – What Does That Mean?
June 9th, 2009, No Comments
When your credit score is sitting at 500, you can probably tell why. While 500 is not the absolute lowest score you could have, you are in the same category as people with the lowest, which is 350. Your credit is rated as bad, poor, or just plain ugly. You probably have some major negative [...]
Fixing Your Credit: The Do-It-Yourself Approach
May 28th, 2009, No Comments
You’ve hit a financial slump and realize it’s time to improve your credit history and score. If you do a simple online search, you’ll find a multitude of websites offering help. Some of these sites are credit repair services, and others offer do-it-yourself advice. You might be lured in by the apparent convenience of handing [...]
How to Improve Bad Credit Quickly
May 27th, 2009, No Comments
Be honest with yourself-you’ve made some mistakes with your credit, and unfortunately, they’re not all ones that you can dispute because, well, they’re your own fault. Rest assured you’re not the only one, especially in the current economy. If you want to turn things around, though, it’s time to take action. The sooner you get [...]
Building Credit – How to Start Off On the Right Foot
May 21st, 2009, No Comments
A good credit score is vital for daily life. It can determine what kind of car you drive, if you’re eligible to buy your dream house, and even help you secure a job offer. We all had to start at the bottom, though, with no credit at all. It might seem like you have a [...]
The Fastest Credit Fix
January 23rd, 2009, No Comments
If you’re looking to purchase a new home, car, or other type of financing, you need a quick credit fix. Regardless if you have good credit or bad credit, there are a number of things you can do to increase your score. While some of these methods may not have sustained, long-term results, it will [...]
How to Improve Your Credit Score
January 19th, 2009, No Comments
Your credit score can make life incredibly easy or difficulty, but when you learn how to improve your credit score you’ll realize that you’ll never have to worry about being denied for anything again. Building and maintaining a good rating is simply a matter of understanding what makes up your score and how to change [...]
How to Raise Credit
January 18th, 2009, No Comments
What to know how to raise credit the same way credit counselors do for people every single day. You might be surprised to hear that credit repair experts can’t do anything you can’t do completely on your own. While their services can be valuable since they have specialized knowledge, the truth is that when you [...]
How to Establish Credit
January 18th, 2009, No Comments
When learning how to establish credit, don’t let the various methods out there complicate things. While you can’t build credit overnight, establishing credit is fairly easy. Follow these simple steps and you’ll have a credit history that will allow you to obtain loans, rent an apartment, and get credit cards. How to Establish Credit Find [...]
