Category: Free Credit Score Reports

Why Should I Get My Free Credit Report?

June 4th, 2009, No Comments

Do you know what’s on your credit report?  If you don’t, your creditors may know more about you than you do, and it could be all wrong.  It’s estimated that the vast majority of credit reports contain errors (anywhere from 70-90%), so it’s likely that yours is one of them. The only way to remove [...]

Reviewing Your Credit Report – What to Look For On Your File

May 29th, 2009, No Comments

It’s a smart idea to keep track of your credit history.  It determines whether or not you will be approved for loans, your credit limit, and your interest rates.  You probably know that you can get a free copy of your credit report from each of the three credit bureaus, but how often should you [...]

Why Are There Three Credit Bureaus?

May 15th, 2009, No Comments

So you’ve learned the importance of knowing your credit score and checking it on a regular basis.  You start to look into it only to find…there are three different credit bureaus.  They are Experian, Equifax, and TransUnion.  Your score and history are different with all of them.  What’s going on? Imagine a time when small [...]

Why You Should Improve Your Credit Score Fast

May 12th, 2009, No Comments

Have you check your credit score lately?  If you’re thinking of applying for a loan or any type of credit, you might want to see how you’re doing.  If your score is low, you need to begin taking steps to improve it.  That number may not represent much to you, but it says a lot [...]

Getting Your Free Credit Rating Online

March 27th, 2009, 3 Comments

It is recommended that you get your free credit rating on a regular bases, but particularly before making a big financial or personal move. With online services, it is easy to see your credit score and your report easily. You’ll get the information you need to help you see where you stand on the credit [...]

Check Credit History and See Your Score

March 26th, 2009, No Comments

When you check your credit history online, it’s important to realize that this does not necessarily mean you will be able to see your credit score. The actual number that represents your creditworthiness is different than your credit history, which is the information that is listed on your credit report. Your credit report includes information, [...]

How to Read Credit Report

March 24th, 2009, No Comments

Need to figure out how to read your credit report? At first glance it may seem like a complicated and confusing document, but once you know what you’re looking for, it really is quite simple to translate. In short, your credit report should accurately show the history of your financial accounts, previous addresses, and employers [...]

Get Your Instant Online Credit Report

March 19th, 2009, No Comments

The are some things to know before you request your instant online credit report. For one, you want to be sure you are not requesting the information from a scam website. Be sure it is verified and comes from a legitimate credit report and score provider. Unfortunately scam artist know are very sneaky and may [...]

Yearly Credit Report

January 29th, 2009, No Comments

There is a quick way to get your yearly credit report online, and once you do it might be wise to request all 3 credit reports. While most of the information will be the same, there may be some very big differences that can greatly affect your score in a bad way. Your creditors, lenders [...]

Get Your Online Credit Report

January 26th, 2009, No Comments

In order to get your online credit report, there are some critical things you want to know before downloading your file. For one, there are many options to choose from and you want to be sure you receive the most accurate report possible. There are, in fact, three credit reports that are associated with every [...]

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