Category: Money Resources

College Student Credit Cards

July 14th, 2009, No Comments

When you’re in college, you learn the value of free stuff, and you learn it because you have no money!  So when pre-approval offers for credit cards get dropped in your mail, they can be quite tempting.  A credit card account can be a great way to start building the credit you’ll need throughout your [...]

The Best Credit Card Rewards Programs

July 1st, 2009, No Comments

Among people that have a credit card with a rewards program, the happiest customers are the ones that actually redeem the rewards. If that’s not you, your first task is finding the card with the right program for you, with rewards you can actually attain and ones you’ll be able to use. So which type [...]

Are 0 APR Cards a Good Idea?

June 29th, 2009, No Comments

You’ve seen it in your mail: You’re pre-approved for our card with 0 APR for the first six months!  Sounds great, doesn’t it?  Charge whatever you want, and make no interest payments on it during the first six months, or year, or whatever that credit card’s time limit is.  But is it too good to [...]

What is an Unsecured Line of Credit?

June 17th, 2009, No Comments

When you are extended an unsecured line of credit, it means you will not have to provide any collateral to be approved.  This is a riskier investment for a lender than a secured line of credit, but it’s a good deal for you. In order to qualify for unsecured credit, you must already have a [...]

Is A Bad Credit Cash Loan A Good Idea?

May 30th, 2009, No Comments

If you’re in debt, the future may seem bleak.  You might have more money going out than you have coming in, making it difficult to pay your bills or build up any kind of savings.  As a result, you continue to sink deeper into debt, damage your credit, and place yourself at risk for collections [...]

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