Tag: credit minimum score

Credit Score Scale – What Makes Up Your Credit Score?

February 10th, 2009, 1 Comment

The credit score scale is not as complex as it sounds. Ultimately there are 5 major parts that determine how good or bad your credit score may be. Once you have a clear picture of what exactly makes up your credit rating, you can use that information to increase and improve your score. As a [...]

Is a 650 Credit Score Good Enough?

February 1st, 2009, 1 Comment

In today’s economy, a 650 credit score is by no means considered great credit. About a year ago a rating in this range would have allowed you to get a favorable loan at some of the best rates, but things have changed. Since the credit crisis, lenders, creditors and banks have been forced to tighten [...]

Your Mortgage Credit Score

January 31st, 2009, No Comments

Your mortgage credit score is no different than your credit score for an auto loan, renting an apartment, or any other financial service you seek approval from. What may be confusing is that there are many different credit scores provided by many companies that try to come up with a way to compute how likely [...]

What’s the Difference in 3 Credit Scores

January 24th, 2009, No Comments

Let’s clear up a little confusion about the 3 credit scores. For one, there is really no such thing as 3 credit scores. There are probably hundreds of credit scores, but what you are probably thinking is the 3 credit reporting agencies. First, about the credit score. There are probably hundreds of companies that provide [...]

Need Credit – Minimum Score

January 21st, 2009, No Comments

Credit minimum score is about 650, but there are a couple things to consider here. For one, this depends largely on the creditor/lender and how much risk they are willing to take with their customers. Some providers will only take those with an excellent credit rating, whereas others specialize in providing funds to low-credit consumers. [...]

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