Tag: Establish and Rebuild Credit

College Student Credit Cards

July 14th, 2009, No Comments

When you’re in college, you learn the value of free stuff, and you learn it because you have no money!  So when pre-approval offers for credit cards get dropped in your mail, they can be quite tempting.  A credit card account can be a great way to start building the credit you’ll need throughout your [...]

What is an Unsecured Line of Credit?

June 17th, 2009, No Comments

When you are extended an unsecured line of credit, it means you will not have to provide any collateral to be approved.  This is a riskier investment for a lender than a secured line of credit, but it’s a good deal for you. In order to qualify for unsecured credit, you must already have a [...]

How to Establish Good Credit from the Start

June 13th, 2009, No Comments

When you’re just beginning to establish a credit history, it’s important to create good habits right away.  The sooner you fall into positive habits, the easier it will be to manage your debt in the future.  It may seem like it’s going to take forever to build credit, but a decent history can be set [...]

What’s the Difference in 3 Credit Scores

January 24th, 2009, No Comments

Let’s clear up a little confusion about the 3 credit scores. For one, there is really no such thing as 3 credit scores. There are probably hundreds of credit scores, but what you are probably thinking is the 3 credit reporting agencies. First, about the credit score. There are probably hundreds of companies that provide [...]

How to Establish Credit

January 18th, 2009, No Comments

When learning how to establish credit, don’t let the various methods out there complicate things. While you can’t build credit overnight, establishing credit is fairly easy. Follow these simple steps and you’ll have a credit history that will allow you to obtain loans, rent an apartment, and get credit cards. How to Establish Credit Find [...]

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