(Last updated April 2008)
TheCreditFix.info has established this Privacy Policy to explain how it protects and manages the personal information that it collects from you (the customer) online.
1. |
Consent for Collection, Use and Disclosure |
Your use of the TheCreditFix.info site and/or your registration for TheCreditFix.info products and services constitute your consent to the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the TheCreditFix.info site.
TheCreditFix.info may occasionally update this Privacy Policy. When it does, TheCreditFix.info will also revise the “last update” date at the top of this Privacy Policy. In addition, TheCreditFix.info will seek a customer’s prior consent, by email, for any new uses or proposed disclosures of information collected from the customer prior to the change. TheCreditFix.info will notify customers by email of changes to this policy that will affect information collected from them in the future. In certain circumstances, however, TheCreditFix.info will not inform and obtain the consent of the customer, such as in connection with an investigation of a breach of an agreement, contravention of laws, an emergency where the life, health or security of an individual is threatened, the collection of a debt or inpliance with the request of a law enforcement agency or a court order.
2. |
Accountability |
TheCreditFix.info collects, at the time of your registration and your sign-on to its web site, certain “personal information” (information that personally identifies you) including but not limited to your name and email address, and information about yourputer hardware and software (e.g., IP address, operating system, browser type, domain name, URL, access times, and referring web site addresses).
TheCreditFix.info has implemented this Privacy Policy to protect personal information received from its customers, and to respond to any inquiries. The Privacy Policy also provides that TheCreditFix.info will use appropriate contractual means to establish aparable level of protection for personal information which is sent for processing by third parties on TheCreditFix.info’s behalf.
TheCreditFix.info has designated responsibility for your personal information to its Privacy Officer, who ensurespliance with the principles in this Privacy Policy. Other TheCreditFix.info individuals may be delegated to act on behalf of the Privacy Officer.
3. |
Purposes for Collecting Personal Information |
TheCreditFix.info collects and uses personal information for the following Identified Purposes:
(a) |
to understand customer needs regarding TheCreditFix.info’s services; |
(b) |
to develop and provide our web site and our products and services for our customers; |
(c) to fulfill your requests for products, services or information;
(d) |
tomunicate with customers and site visitors, when necessary, and to inform customers of upgrades, as well as of other products and services available from TheCreditFix.info, its affiliates and third parties; |
(e) |
to allow customers to access limited-entry areas of TheCreditFix.info’s site; |
(f) |
to personalize some of our services and products for you and to deliver targeted advertisements and offers from TheCreditFix.info and third parties; |
(g) |
to bill accounts and maintain payment records; |
(h) |
toply with any applicable law, regulation, legal process or government request; |
(i) |
to respond to a legitimate claim, or to address our reasonable belief, that you are violating the rights of any third party or any of the agreements or policies that govern your use of the TheCreditFix.info site or any TheCreditFix.info product or service; |
(j) |
to protect the services, products or rights of TheCreditFix.info, including but not limited to the security or integrity of the TheCreditFix.info site; and |
(k) |
to identify and resolve technical problems concerning TheCreditFix.info’s site, products and services. |
TheCreditFix.info also uses personal information in an aggregate form (i.e., not individually attributable to you) for its business analysis, operational, marketing and other promotional purposes.
If we hire otherpanies to provide some products or services on our behalf, then we will only provide thosepanies the personal information they need for the Identified Purposes, and we will limit their rights to use and further disclose your personal information as appropriate in the course of their work for us.
4. |
Limiting the Collection of Personal Information |
TheCreditFix.info limits its collection of personal information to only that information which is necessary for the Identified Purposes. TheCreditFix.info does not direct its site to, nor does it knowingly collect any personal information from children under the age of thirteen.
When you visit the TheCreditFix.info web site, a cookie may be placed on yourputer or the cookie may be read if you have visited the TheCreditFix.info site previously. TheCreditFix.info uses cookies to allow TheCreditFix.info to determine which products and services you have already purchased so that TheCreditFix.info does not provide redundant information to you, and, if you are an TheCreditFix.info affiliate, to track TheCreditFix.info sales made to customers referred by you so that you can receivepensation under our affiliate program. If you choose to not have your browser accept cookies from the TheCreditFix.info web site, you may not be able to view all the text on the screens, or to experience a personalised visit, or to subscribe to certain service and product offerings on the TheCreditFix.info site.
5. |
Disclosure, Processing and Retention |
TheCreditFix.info does not sell, rent or disclose your personal information to anyone else, except:
(a) |
to someone you have designated to act as your agent, for one or more of the Identified Purposes (listed in Section 2, above); |
(b) |
to TheCreditFix.info’s employees, independent contractors, subsidiaries, affiliates, consultants, business associates, service providers, suppliers and agents, acting on TheCreditFix.info’s behalf for any of the Identified Purposes; |
(c) |
as necessary if TheCreditFix.info has reason to believe that disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with TheCreditFix.info’s rights or property, other users of TheCreditFix.info’s web site, products or services, or anyone else that could be harmed by such activities; and |
(d) |
to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law. |
In addition, as we continue to develop our business, we or our affiliates may sell or buy other businesses or entities, or we may merge with another pany. In such transactions, personal information may be one of the transferred business assets. Also, in the event that TheCreditFix.info or substantially all of its assets are acquired, your personal information may be one of the transferred assets.
Your information may be stored and processed in the United States, or in any other country in which TheCreditFix.info or its affiliates, subsidiaries or agents maintain facilities. By using this web site, you consent to any such transfer of information outside of your country.
After your account bes inactive (that is, if you request to be removed from our database), TheCreditFix.info will keep your personal information in its archives. Your information will then be used only as necessary for tax reasons or to prove TheCreditFix.info’s pliance with any applicable law.
6. |
Accuracy of Personal Information |
TheCreditFix.info will use reasonable efforts to keep customer personal information accurate for the Identified Purposes, and for minimizing the possibility of making inappropriate customer decisions based on such information. Customers are responsible for informing TheCreditFix.info about changes to their personal information. TheCreditFix.info will use new or updated personal information it receives from customers to update its own records.
7. |
Security Safeguards |
TheCreditFix.info will use reasonable efforts to protect customers’ personal information.
